| Term Life, AD&D, Dependent Life |
Companion Life
Insurance Company |
2+ |
| • | Conversion benefits |
| • |
Flexible plan designs |
| • |
Accelerated Benefits |
|
| Short-Term Disability |
Companion Life
Insurance Company |
2+ |
| • | No pre-existing condition limitation |
| • |
Telephonic claim service |
| • |
Flexible elimination periods and benefit periods |
|
| Long-Term Disability |
Companion Life
Insurance Company |
2+ |
| • | State of the art contract |
| • |
Return to work assistance |
| • |
Claim management services |
| • |
Free EAP |
|
| Dental |
Delta Dental Plan of ME
Delta Dental Plan of NH
Delta Dental Plan of VT |
5+ |
| • | Participating Dentists |
| • | Service Guarantees |
| • | Local Claim Processing |
|
| New England Dental Administrators |
Self Insured Market |
| • | Third Party Administrator |
| • | Participating Dentists |
| • |
Service Guarantees |
|
| Vision |
DeltaVision (ME & NH) |
5+ |
| • |
Insured or self funded |
| • |
Discount plan |
| • |
National provider network |
|
| Avesis (VT) |
Vol 10+
Group 5+ |
| • |
Insured or self funded |
| • |
Discount plan |
| • |
National provider network |
|
