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As a Combined Services LLC Producer, you will have a dedicated Representative that will work with you. Representatives are assigned by State. For your Combined Services LLC Representative's contact information, click above on the State your are licensed in or contact one of our sales offices below:
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Combined Services LLC
Combined Services LLC
Combined Services LLC
Combined Services LLC
Combined Services LLC
Combined Services LLC
Combined Services LLC
 
Combined Services LLC
We offer the following Products:
Group Products
Individual Products & Financial Services
Voluntary Group Products
Voluntary Individual Products
Flexible Benefits Administration
COBRA Compliance Administration
  Would you like to request a proposal?
Proposal Forms


Exciting News from Northeast Delta Dental:

Northeast Delta Dental (NEDD), through its holding company, Red Tree Holdings, Inc., acquired Combined Services LLC (CSLLC), a general insurance agency, from Fort Dearborn Life Insurance Company® of Chicago, Illinois. This new venture aligns with NEDD’s long-range planning strategies to diversify and will help us stay competitive in the marketplace as well as sustain our financial future. 

Since 1979, Combined Services has sold Northeast Delta Dental dental programs through independent producers. The acquisition by Northeast Delta Dental does not change CSLLC’s relationship with you, our producers.   Combined Services LLC will continue its product offerings such as COBRA compliance and flexible benefit administration, medical and dependent care administration, and group life and disability.  Combined Services LLC will also continue to sponsor existing producer incentive programs for Maine, New Hampshire and Vermont business that you place.  As part of the transaction, Combined Services LLC has entered into an exclusive long-term contract to offer Fort Dearborn Life’s group and voluntary life and disability products in Maine, New Hampshire and Vermont.



Located at:
15 North Main Street, Suite 300
Concord, New Hampshire 03301-4945

Phone: 1 603 227-2000

Fax: 1 603 224-4256

Toll-Free: 1 888 227-9745

Combined Services LLC
Group Products
Product Carrier Market Size Features
Term Life, AD&D, Dependent Life, Supplemental Life Fort Dearborn Life 2+
Guarantee Issue
Accelerated Death Benefit
Seat Belt Benefit
Insured Benefit Account
Short-Term Disability Fort Dearborn Life 2+
Guarantee Issue
Partial Disability Benefit
Long-Term Disability Fort Dearborn Life 2+
Guarantee Issue
Partial Disability Benefit
Disability Management
Dental Delta Dental Plan of ME 5+
Participating Dentists
Service Guarantees
Local Claim Processing
Delta Dental Plan of NH 5+
Participating Dentists
Service Guarantees
Local Claim Processing
Delta Dental Plan of VT 5+
Participating Dentists
Service Guarantees
Local Claim Processing
New England Dental Administrators Self Insured Market
Third Party Administrator
Participating Dentists
Service Guarantee
Fort Dearborn Life
(CT and MA)
10+
National PPO Network
Customized Designs (25+)
Vision Avesis 10+
Insured and Network Access Programs
National Provider Network
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Individual Products & Financial Services
Product Carrier Market Size Features
Universal and Term Life American General 1
Low Cost
High Cash Accumulation
Annuitities Fort Dearborn Life 1
Fixed Annuities
Indexed Annuities
Dental Delta Dental Plan of ME 1
Participating Dentists
Service Guarantees
Local Claim Processing
Delta Dental Plan of NH 1
Participating Dentists
Service Guarantees
Local Claim Processing
Delta Dental Plan of VT 1
Participating Dentists
Service Guarantees
Local Claim Processing
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Administration Products
Product Carrier Market Size Features
Flexible Benefits &
HRA Administration
Combined Services LLC
Premium Conversion Only
2+
Document Drafting
Non-Discrimination Testing
Combined Services LLC
Premium Conversion and Reimbursement Accounts
Varies
Debit Cards
Non-Discriminating Testing
Local Claims Processing
Dedicated Claims Unit
Toll-Free Customer Service
Combined Services LLC
Section 132- Travel
Varies
Field Assistance
Toll-Free Customer Service
COBRA Compliance Administration Combined Services LLC 20+
Per Occurrence Fee
Toll-Free Customer Service
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Voluntary Group Products
Product Carrier Market Size Features
Term Life, AD&D Fort Dearborn Life 2+
Simplified Issue with no participation requirements
Guarantee Issue with 6+ employees or 25% minimum participation
No excluded industries
Short-Term Disability Fort Dearborn Life 2+
Guarantee Issue
No excluded industries
$750 weekly maximum
20 hour eligibility
No Participation Requirement
Long-Term Disability Fort Dearborn Life 2+
Guarantee Issue
No excluded industries
20 hour eligibility
Minimum Participation - 2 Enrollees
Dental Delta Dental Plan of ME 1+
No Participation Requirement
Participating Dentists
Service Guarantees
Delta Dental Plan of NH 1+
No Participation Requirement
Participating Dentists
Service Guarantees
Delta Dental Plan of VT 1+
No Participation Requirement
Participating Dentists
Service Guarantees
Fort Dearborn Life
(CT, MA and RI only)
2+
No Participation Requirement
2 Enrollees Minimum
Fee Schedule Program
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Voluntary Individual Products
Product Carrier Market Size Features
Life with Critical Illness Colorado Bankers Life 3+
Death Benefit
Critical Illness Benefit
Portable
Enrollment Support
Life (Cash Value) Boston Mutual Life 50+
Contingent Guarantee Issue
Whole Life
Portable
Enrollment Support
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Producer Proposal Request Downloads

Combined Services LLC CSLLC Request for Proposal

(134K)
Combined Services LLC Flexible Request for Proposal

(185K)
Combined Services LLC COBRA Request for Proposal

(175K)
Combined Services LLC Employer Census Template

(15K)
Combined Services LLC Request for Proposal Checklist

(148K)
Combined Services LLC New Business Checklist

(175K)

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Combined Services LLC
Combined Services LLC