| Term Life, AD&D, and Dependent Life |
Companion Life
Insurance Company |
10+ |
| • |
Flexible plan designs |
| • |
Enrollment support |
| • |
Spouse Education Benefit |
| • |
Seat Belt Benefit |
|
| Short-Term Disability |
Companion Life
Insurance Company |
3+ |
| • | Seat Belt Benefit |
| • |
Age at enrollment freeze |
| • |
Preferred industries |
|
| Long-Term Disability |
Companion Life
Insurance Company |
10+ |
| • |
Competitive plan features |
| • |
Enrollment support |
| • |
Free EAP |
| • |
Return to work assistance |
| • |
Claim management services |
|
| Vision |
DeltaVision (ME & NH) |
5+ |
| • |
Insured or self funded |
| • |
Discount plan |
| • |
National provider network |
|
| Dental |
Delta Dental Plan of ME
Delta Dental Plan of NH
Delta Dental Plan of VT
|
1+ |
| • | No Participation Requirement |
| • | Participating Dentists |
| • | Service Guarantees |
|
| Accident |
American Public Life
(ME only)
|
5+ |
| • | Guarantee Issue |
| • | Non-occ or 24-hour coverage options |
| • | Section 125 eligible |
| • | Enrollment support |
|
| Cancer |
American Public Life
(ME only)
|
5+ |
| • |
Simplified Issue |
| • |
Guarantee Issue, min. 50 apps, 100+ elig |
| • |
Indemnity benefits |
| • |
Section 125 eligible |
| • |
Enrollment support |
|
| Hospital Indemnity |
American Public Life
(ME & NH)
|
10+ |
| • |
Guarantee Issue |
| • |
Benefits may be assigned |
| • |
Base plans plus several riders |
| • |
HSA compatible versions available |
| • |
Enrollment support |
|
| Supplemental Medical |
American Public Life
(ME &VT)
|
3+ |
| • |
Guarantee Issue |
| • |
Section 125 eligible |
| • |
Flexible plan designs |
| • |
Benefits can be assigned
(not available in VT) |
| • |
Enrollment support |
|
