Worksite Voluntary Insurance Due to the high cost of health insurance, many employers are finding it difficult to provide benefits other than health insurance, yet they realize the importance of these benefits to their employees. Many employers are now offering these benefits on a voluntary, payroll-deducted basis so that their employees can purchase the coverage at levels specific to their needs and at premiums they can afford. Want more information? Email a link to this page to your Insurance Provider right now. Product Carrier Market Size Features Term Life, AD&D Fort Dearborn Life 2+ • Simplified Issue with no participation requirements • Guarantee Issue with 6+ employees or 25% minimum participation • No excluded industries Short-Term Disability Fort Dearborn Life 2+ • Guarantee Issue • No excluded industries • $750 weekly maximum • 20 hour eligibility • No Participation Requirement Long-Term Disability Fort Dearborn Life 2+ • Guarantee Issue • No excluded industries • 20 hour eligibility • Minimum Participation - 2 Enrollees Dental Delta Dental Plan of ME 1+ • No Participation Requirement • Participating Dentists • Service Guarantees Delta Dental Plan of NH 1+ • No Participation Requirement • Participating Dentists • Service Guarantees Delta Dental Plan of VT 1+ • No Participation Requirement • Participating Dentists • Service Guarantees Fort Dearborn Life (CT, MA and RI only) 2+ • No Participation Requirement • 2 Enrollees Minimum • Fee Schedule Program Life with Critical Illness Colorado Bankers Life 3+ • Death Benefit • Critical Illness Benefit • Portable • Enrollment Support Life (Cash Value) Boston Mutual Life 50+ • Contingent Guarantee Issue • Whole Life • Portable • Enrollment Support

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